Supplemental

Life happens – we understand that! That’s why Innovative Insurance Solutions offers Supplemental Health Insurance Policies for those who are of the “hope for the best but be prepared for the worst” mentality.

What is Supplemental Health Insurance?

These are policies sold by private companies that are meant to supplement your major medical health insurance plan. These plans are not compliant with the Affordable Care Act plans and typically are not recommended to be used as major medical coverage. Supplemental health insurance plans are used as a means to help pay for some of your health care costs that are not covered by your major medical plan like copayments, coinsurance, and deductibles. These policies are not to be confused with Medicare Supplement Insurance plans. Examples of types of Supplemental Health Insurance plans include: Cancer, Accidental, and Critical Illness plans.

Currently, our agency offers Supplemental Health Insurance plans through two carriers, National General and UnitedHealthcare.

National General offers:

• Accident Fixed Benefit
• Term Life-Critical Illness
• Plan Enhancer
• Cancer & Heart Attack

(click above for access to a quick quote with National General)

UnitedHealthCare offers:

• Critical Illness
• Accident SafeGuard
• Hospital SafeGuard
• Disability Income

(click above for access to a quick quote with UnitedHealthcare)

For more information regarding these plans please give us a call or complete our short request a quote form below and someone from our agency will contact you!

Request a Quote