Short Term/Temporary

Short Term health insurance plans are health plans designed to bridge gaps in coverage for individuals and families in times of transition. Based on your needs, you can select the length of time (1 to 11 months in many states) and from a range of available deductible amounts.

Who Needs Short Term Coverage?

Short Term health insurance plans make sense for people who are:

• Rolling off their parent’s insurance
• In-between jobs
• Recently discharged from the military
• Missed Open Enrollment and do not have a qualifying event
• Waiting for benefits to begin at a new job
• Waiting for Medicare
• Needing a temporary alternative to COBRA insurance
• Losing coverage following a divorce

Short Term health plans do not meet the minimum essential coverage requirements under the Affordable Care Act (ACA) and may result in a tax penalty. They are designed solely to provide temporary health care insurance during unexpected coverage gaps. To avoid the risk of penalty, apply for an ACA health insurance plan as soon as you qualify.

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For more questions regarding Short Term Medical plans, call us today or complete the short request a quote form below to have someone from our agency reach out to you!

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